Resources for Businesses




The Paycheck Protection Program is a forgivable loan that helps businesses keep your workforce employed during this COVID-19 crisis.  This includes self-employed business owners, sole proprietors, and independent contractors.  Get details here.  You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union,  and Farm Credit System institution that is participating.  Most lenders are working with their existing clients first, so check with your bank to find out if they are a participating lender.  Download a sample application here. Find eligible PPP Lenders here.
UPDATE 4/24/2020: For sole proprietors in Charles County, Virginia Partners Bank/Maryland Partners Bank is here to help you with the SBA's PPP loans. If you are a sole proprietor with $100,000 or less in annual payroll, they will process your application regardless of whether or not you bank with them. Get details here.


The Emergency Economic Injury Grant is an emergency advance of up to $10,000 available to small businesses hurt by the coronavirus pandemic. The grant is available within three days of applying for the Economic Injury Disaster Loan and does not need to be repaid. Click here to learn more.  


Pandemic Unemployment Assistance (PUA) will provide benefits for individuals who cannot work due to COVID-19 and who are not usually eligible unemployment benefits – such as self-employed individuals and independent contractors.  The program has not yet been launched, but it will be retroactive once in place.  You may sign up to receive an e-mail once the new application is ready here.


The Small Business Administration will pay the principal, interest, and fees on qualifying SBA loans. Click here to learn more.

The Small Business Owner’s Guide to the CARES Act


Governor Hogan has issued and continues to issue executive orders related to the COVID-19 crisis. For guidance, go to COVID-19 Pandemic: Orders and Guidance.

The Maryland Business Express website is a comprehensive resource with links to many programs and agencies that have established assistance for businesses. This site is a joint effort of the Maryland Department of Commerce and the Maryland Department of Labor and is kept current with extensive information and links specific to business and employment resources in response to the COVID-19 crisis. It is updated daily as new information comes in.


The Maryland Business Relief Wizard will help you sort through eligibility for business relief programs.  Simply answer a handful of questions about your business and current operating status, and the Wizard will show you which programs are available to you – Federal, State, and Local.  This feature is made possible by our regional partners in Howard County and the State of Maryland.

The Maryland SBDC has prepared the "COVID-19 Small Business Survival" Guide (updated 5.4.20) to provide education and resources to guide business owners.  Get it here.


Maryland Governor Hogan Executive Orders

Maryland business tax extensions announced by Comptroller Franchot

Small Business Administration (SBA) COVID-19 Website

Centers for Disease Control and Prevention (CDC) information COVID-19 for businesses

Charles County Government COVID-19 information


For local assistance to Charles County Businesses, contact Lucretia Freeman-Buster, Chief of Business Development at or the Southern Maryland Small Business Development Center.

Views from Charles

Empowering Black Businesses and Entrepreneurs

Published: Wednesday, February 24, 2021
Black History Month is a time for us to reflect on the past, present, and future of Black free enterprise and its influence on the U.S. business landscape and economy. African American business ...


Lucretia Freeman-Buster
Chief of Business Development

Charles County EDD
10665 Stanhaven Place

Suite 206

White Plains, MD 20695

Phone: 301-885-1344

“Charles County is a great central location for us to have access to all of our customers. We do business with NSWC Carderock, Naval Research Laboratory, NAWCAD Patuxent River, NSWC Dahlgren, and Indian Head Naval Support Facility, to name a few.”

Scott Decker
Director of Operations

Cardinal Scientific

“We are proud to be a key part of Charles County’s future and we heartily encourage other, cutting-edge companies to join us.”

Doug Egan
Chief Executive Officer
Competitive Power Ventures

“Charles County is where we started our company and where we grew and expanded. We now operate our managed print and managed IT solutions in five states and provide custom apps all around the globe. Our headquarters is still in Charles County, an excellent place to conduct business and recruit highly skilled individuals for our ever growing team!"

Joshua Justice

Just Tech


“We are proud to be a key part of Charles County’s future and we heartily encourage other, cutting-edge companies to join us.”

Katharine Tate
 Executive Director of Provider Engagement and Community Relations

Righttime Medical Care

“Charles County is a great place for businesses to start, grow, and thrive! We've worked with over 100 businesses since we opened our doors in Charles County, and I've witnessed the majority of these businesses achieve all three.”

Darlene M. Breck


Southern Maryland Business Center

“Charles County is a great place to do business because of the passion of the business community and the residents who strive to make it the best that it can be."

Andrew W. Welburn


The Welburn Organization