SBDC: Keys to Business Success: Funding & Financial Management

This SBDC training equips entrepreneurs with essential financial strategies to strengthen their business from the start. Participants will learn the top reasons small businesses fail—poor financial management, inadequate cash flow, and insufficient funding—and how to avoid these pitfalls. The session covers practical funding options, including self-funding, bank loans, and non-bank financing, and explains how non-bank lenders can help preserve valuable bank borrowing capacity. Attendees will also explore the benefits of equipment and asset financing—such as conserving capital, budgeting with fixed payments, accessing 100% financing, and maximizing tax advantages like Section 179. The training concludes with a clear overview of leasing options, including capital and operating leases, installment sales, and sale-leasebacks. Presenter, David Earle; Atlantic Capital